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"Let me pass on some sage advice I got when I started teaching. A number of veteran teachers shared with me that while we’re covered by a pension and Social Security, I really shouldn’t assume that this will be enough to replace my income in retirement. In my very first month as a teacher, they convinced me to enroll in the 403(b) savings program. That timely advice has really paid off. I’m glad I didn’t wait to get started."

This story is fictional and does not represent an actual client. For educational purposes only.